Your VA Home Buying Journey – From Pre-Approval to the Keys

Navigating the path to homeownership as a veteran shouldn't feel like a solo mission. This 9-step roadmap is your professional guide through the New Hampshire real estate landscape, ensuring you maximize every benefit you've earned while moving toward the front door of your new home.

Start the Journey

STEP 1

Credit Review & Cleanup

Before applying, check your credit scores. While VA loans are flexible, a higher score secures better rates. Focus on reducing balances and correcting errors.

Check Eligibility

STEP 2

VA Loan Pre-Approval

Work with a VA-savvy lender to obtain your Certificate of Eligibility (COE) and a pre-approval letter. This establishes your budget and shows sellers you are serious.

Read: Pre-Approval Guide

STEP 3

Hire a Military-First Agent

Partner with a REALTOR® who understands military life and the nuances of the VA loan. We'll help you find homes that meet VA Minimum Property Requirements.

Start Your Search

STEP 04

Start Your Home Search

Now the fun part begins. With your pre-approval in hand, we’ll tour homes that meet your needs and budget. We focus on properties that meet VA Minimum Property Requirements to ensure a smooth appraisal later.

Start Home Search

STEP 05

The VA Appraisal

Once you’re under contract, the VA assigns an appraiser to ensure the home is worth the price and meets safety and structural standards. This is a key step where we ensure your investment is protected.

VA Appraisal Blog

STEP 06

Home Inspection

While the VA appraisal checks for value and MPRs, a home inspection is for *you*. It uncovers the nitty-gritty details of the home’s condition, giving you peace of mind before you sign on the dotted line.

Home Inspection Guide

Steps 7–9: Closing the Deal

07

Home Inspection & Negotiations

Once under contract, we schedule a professional inspection. This ensures clarity on the home's condition before finalizing the terms.

Inspection Blog Post

08

The VA Appraisal & Processing

Your lender orders a VA appraisal to confirm value and safety standards. My team coordinates with all parties to ensure a smooth path to clear-to-close.

09

Closing Day & Getting Keys

The finish line! You'll sign the final documents and receive the keys to your new New Hampshire home. Welcome home, hero.

Not Sure Where You Are in the Process?

Let’s Talk About Your Next Step

Not sure if you’re ready to get pre-approved, start looking at homes, or make an offer? Fill out this form and I’ll help you figure out exactly where you are in the VA homebuying journey and what to do next.