Sarah’s Veteran Homebuyer Corner

Think your credit score is too low for a VA loan? Don’t count yourself out just yet. One of the first things many Veterans do when they start thinking about buying a home is check their credit score. And if that number isn't where they want it to be, they may immediately think: "I guess I can't buy a house yet." But here's something many Veterans don't realize: The VA does not have a minimum credit score requirement for a VA-backed home loan. That doesn't mean your credit doe

If you're using a VA loan to buy a home, a VA appraisal is an important part of the process. But what exactly is a VA appraisal? Does it mean the home has been inspected? What happens if the home doesn't appraise for the purchase price? And what happens if the appraiser finds something wrong with the property? If you're a veteran or service member preparing to buy a home with a VA loan, understanding the appraisal process can make the home-buying experience much less stressfu

Does the VA Require a Home Inspection? Generally, no. The VA does not generally require a buyer to obtain a home inspection as a condition of getting a VA loan. But that doesn't mean the VA doesn't care about the condition of the property. The VA requires the property to meet certain Minimum Property Requirements (MPRs). These requirements are intended to make sure the home is: ✔️ Safe✔️ Structurally sound✔️ Sanitary✔️ Suitable for residential use The VA appraisal is used in